kdjpro Use the cron backups, and make sure to always add some external source. In additon to this, I would recommend full VPS/Server backups periodically, it may not save all yet loss can be diminished by a lot.
Hope to get this solved, surely there are wasy and since last time I got such issue in cpanel in 2016, was lucky to not repeat it.
Alto my issue was a corruption after upgrading mariadb, that lead to breaking all my dbs, I was forced to use the bin files.
Toke me 3 days to recover all accounts at the time, and make sure all is in place as it was, that was maaaadness!